Indianapolis, IN. 46204
When you’ve been injured on the job, you need money to pay medical bills and make ends meet until you can go back to work. With some injuries, you may never be able to go back to your former occupation. You’re counting on collecting the insurance that your employer is required by law to carry. You may need help retraining for other work. But filing a claim for workers’ compensation is complicated. A huge problem is that the insurer and possibly your employer will look for any excuse to deny or reduce your claim.
In truth, you should consult an attorney as soon as you possibly can. An experienced lawyer will file your claim and defend your rights throughout the process. Your attorney will ensure that the i’s are dotted and the t’s crossed for the Indiana Workers’ Compensation Board, and if your employer or the insurance carrier wants to cause problems, they will have to deal with somebody who knows the law and can defend your right to receive just compensation for being injured while doing your job.
A workplace injury can happen in a lot of ways. Recently two men were seriously injured while they were on the side of the road doing survey work. Another vehicle crashed into their vehicle, and also hit them as they were standing next their vehicle doing their jobs. The driver of the vehicle that hit them after veering to the side of the road escaped with minor injuries, but both victims who were standing outside the vehicle working were rushed to the hospital in critical condition.
How Could My Workers’ Comp Claim Be Denied?
There are forms that must be filled out correctly with medical records showing that you are injured and cannot work. Also, your employer may dispute that your injury is job-related. The more you say to your employer or the insurance company, the more they have to work with to try to use your own words to say you are not eligible.
Reasons your claim could be denied include:
- Incomplete medical records
- Employer disputes cause of your injury or condition
- You missed a deadline for filing
- You did not tell your employer you were injured
- You did not go to the doctor as soon as the injury occurred
- Incorrect filing of form(s)
- You did not follow the doctor’s instructions
Dealing with the workers’ compensation claim process is a job in itself. If you are injured and unable to work, it makes sense getting help with filing the claim so that you can focus on getting better. Isaacs & Isaacs workers’ comp lawyers are experienced in dealing with workers’ compensation claims in Indiana.
What If My Workers’ Comp Claim Is Denied?
If you receive a letter stating that your claim is denied, you can file an appeal with the Indiana Workers’ Compensation Board. You may contact the Workers’ Compensation Board Ombudsman to arrange an informal mediation with the insurance company. If you cannot reach an agreement with your employer’s insurer, the next step is a hearing before a Workers’ Comp Board Judge.
You will be expected to abide by the rules of court, whether you have a lawyer or not. Your employer will almost certainly have legal representation. Both you and your employer will have a right to present evidence and question witnesses. The judge will notify you and your employer of the decision regarding your claim by mail.
Isaacs & Isaacs Indianapolis Workers’ Comp Lawyers Will Help You Win
By the time your claim is denied, you may have concluded that nobody wants to give you your money. Your employer and the insurance carrier are not going to tell you about all the benefits you may be entitled to. The best option you have is to get an experienced workers’ compensation attorney as soon as your injury occurs or as soon as you find out about your job-related disability. Ideally, the sooner you consult an attorney, the better your claim will be as your attorney can guide you through the entire process and help you recover maximum compensation.
In some cases, a third party may be liable. For instance, if you were injured because of a faulty safety device or malfunctioning equipment, you could then file a lawsuit to recover damages from the third party and also file for workers’ compensation. An experienced attorney will help you to receive the maximum compensation you deserve.
Isaacs & Isaacs workers’ compensation lawyers have very high success in recovering maximum compensation for our clients in Indiana, and we will not get paid until and unless we win your claim or case. Call us today at 800-800-8888 for a no-obligation consultation and case evaluation with one of our experienced and aggressive workers’ comp lawyers.