While Danville is a small community in central Kentucky, it is still no stranger to significant commercial truck and shipping activity because of its proximity to multiple major highways such as Interstate 75. In addition, the commercial hub of Lexington is just north of town and there is considerable local “through traffic” related to the trucking industry. What this means is that big-rig trucks are commonly using the highway system, and accidents often occur involving big trucks on local two-lane highway systems. Accidents that include big-rig trucks and smaller vehicles can be very harrowing and often include multiple vehicles, and these tragedies can happen locally as well as in major metropolitan areas.
Big Truck Accidents
Big truck accidents commonly share some of the same material case factors. It is obvious that small vehicles are no physical match for 18-wheelers or other commercial vehicles, and even accidents involving larger passenger vehicles can be very problematic. In many instances, multiple vehicles are included in an accident involving a commercial vehicle, and unraveling these crashes can be complicated. In addition, they are normally defended vigorously by all respondents involved, especially the shipping companies that may ultimately be responsible for the accident. Truck driver negligence is usually the first issue investigated by official accident reconstruction specialists, but failure to repair equipment or company policy on skipping vehicle safety inspection in favor of profitability can matter also. Defective product claims may also be available in certain cases, which can greatly enhance your claim value. Your big truck accident legal professionals from Isaacs & Isaacs can investigate the accident and potential negligence issues on the part of both the driver and the company while crafting a competing version of events to the court.
Dealing With Insurance Companies
Isaacs & Isaacs has over 20 years experience in dealing with insurance company adjusters and legal teams. When a big truck is involved, you can always count on a team of lawyers to be defending both the driver and the company strongly. They understand that accidents involving big trucks can be very valuable, and many times they are defending against multiple injured claimants. The primary obligation is to their client and limiting the total company payout for every settlement. This means that they will often present a version of events surrounding the accident that deflects causation away from their client, or at least hold causation to a minimum via comparative negligence claims.
Understanding Comparative Negligence
Comparative negligence is the legal doctrine that all parties to accident claims are assessed for personal negligence. Each claimant is assigned a comparative negligence percentage, including the truck driver, and settlements are limited by that particular assigned percentage. Since this is a state that uses pure contributory negligence applications, claimants can only receive benefits in maximum relative to their comparative negligence percentage. The good part about this doctrine is that a driver who is 99% at fault for an accident can still receive some damage recompense. Because of this standard, the aggressive representation provided by the legal professionals at Isaacs & Isaacs has resulted in 99% of their clients receiving some form of financial damage recovery. And, they fight hard for holding your comparative negligence percentage to a minimum, which is essential in maximizing your claim settlement value.
Understanding No-Fault Insurance
Since Kentucky is a no-fault state, big truck accident victims will still need to turn to their private auto insurance policy for initial medical coverage for injuries sustained in the accident. The coverage is capped at the level indicated on your policy, and then the claim is assessed for further legal action against other negligent drivers. Big truck accidents are notorious for resulting in catastrophic injuries, including wrongful death, and having an experienced legal representative like Isaacs & Isaacs is vital to navigating the legal assessment of your injury claim. In addition, this medical protection standard can also put seriously injured individuals in an adversarial situation with their own insurance company. Your lawyer can serve as excellent insulation if negotiations prove difficult.
Contact Isaacs & Isaacs
Anyone in Danville, Kentucky who has been injured in a big truck accident should call the big truck professionals at Isaacs & Isaacs at 800-800-8888 and let them conduct a full investigation and evaluation of your accident claim value. They do not get paid unless you get paid.