At Isaacs & Isaacs, we believe that workers who’ve been injured on the job shouldn’t have to fight to get the fair compensation they need to recover from their injury. Suffering a workplace injury is bad enough. Unfortunately, the rules are complicated, and insurance companies are never eager to pay out claims. In many cases, you are eligible for more compensation that you won’t even know about until and unless you seek advice from an experienced and knowledgeable workers’ compensation attorney.
Do Companies Try to Keep Workers Safe?
Ohio honors Workers’ Memorial Day each year on April 28, but the reality is that sometimes companies care more about their bottom line than the do about the safety of their hard-working and loyal employees. At least that’s how one grieving son assessed the situation after investigating safety practices at the electric company where his father lost his life during a routine task after working for the company for over two decades.
The Occupational Safety and Health Administration fined the company $21,000 for failing to ensure the power lines were shut off before an employee touched them. But according to the grieving son of the decedent, companies might just calculate the cost of paying OSHA fines to be lower than the cost of ensuring that employees are safe.
Why Do I Need a Workers’ Compensation Attorney?At Isaacs & Isaacs, we believe that workers who’ve been injured on the job shouldn’t have to fight to get the fair compensation they need to recover from their injury. Suffering a workplace injury is bad enough. Unfortunately, the rules are complicated, and insurance companies are never eager to pay out claims. In many cases, you are eligible for more compensation that you won’t even know about until and unless you seek advice from an experienced and knowledgeable workers’ compensation attorney.
When you file a Workers’ Compensation claim, you have to prove that you are injured and that your injury is work-related. This may not be easy to do if your employer wants to dispute your claim in order to keep insurance premiums low. Even if your employer doesn’t dispute your claim, the insurance carrier will do all they can to dispute or minimize your benefits.
The rules for filing claims are complicated, and there are strict deadlines to meet when filing a claim or appeal. If you’re injured and cannot work, you may not be up to the job of winning a workers’ comp claim either.
In truth, trying to represent yourself in a workers’ comp case is similar to representing yourself in court. If your initial claim is denied, your next step would be a hearing before the Ohio Industrial Commission. Representation by an attorney with experience in workers’ compensation laws can make the difference in whether your claim is approved or denied on appeal.
What Kind of Workers’ Compensation Benefits Are Available in Ohio?
- Temporary Total Disability when a physician determines that you cannot work until your injury or medical condition improves
- Permanent Partial Disability if your injury or disability is permanent but you can still work
- Facial Disfigurement will get you a lump sum settlement of up to $10,000
- Wage Loss Benefits if you cannot earn as much due to your injury or illness
- Permanent Total Disability if you are severely injured and cannot work for an indefinite period of time
- Disabled Workers Relief Fund to make up the difference in your disability payments and the cost of living if your payments are below the state minimum
- VSSR Compensation if you can prove your employer violated a specific safety requirement, you may be eligible for additional compensation
Ohio Workers’ Comp Death Benefits
If a workplace injury leads to death, workers’ compensation pays up to $5,500 in funeral expenses. For family members who are wholly dependent on the deceased worker, workers’ compensation benefits are paid in the following manner:
Surviving Spouse: Sixty-six and two-thirds of the workers’ income, up to the statewide average weekly wage, for life. If the widow/widower remarries, two years of benefits in a lump-sum payment, and the case is closed.
Other Dependents: The payment described above until the dependent:
- Reaches age 18
- Reaches age 25, for full-time students
- If dependent is mentally or physically incapacitated, until the time the dependent is no longer incapacitated
Workers’ Comp Denied My Claim: What Next?
If you received a letter stating your claim was denied, you have a time limit of 14 days to file an appeal. It is crucial that you contact a workers’ compensation attorney right away! There is too much at stake for you to try and win an appeal hearing before the Ohio Industrial Commission without legal representation. Some things an attorney can help you with include:
- Filing all the forms
- Submitting the required medical evidence
- Providing substantial proof that your injury is work-related
- Representing you before the Industrial Commission
- Ensuring you receive all the benefits you’re eligible for
- Filing a lawsuit against a third party, where necessary
- Defending your claim if your employer appeals your approval (Ohio employers have a right to appeal when a workers’ comp claim is allowed)
In many claims, your employer will have legal representation at the Ohio Industrial Commission hearing. You need to have an attorney at the hearing as well, to level the playing field.
Isaacs & Isaacs Workers’ Compensation Attorneys Will Fight for You!
At Isaacs & Isaacs, we respect working people and want to see them get the help they need when they’ve been injured. We know the rules and can make sure you receive all the just compensation you are entitled to by law for your work-related injury. We will take the burden of filing a complicated workers’ compensation claim from your shoulders, so you can focus on healing and rebuild your life.
If a third party is liable, we will pursue compensation from the liable party in addition to your workers’ compensation benefits. You don’t have to have any money to enlist our help. We will represent you on a contingency fee basis. If we don’t get you your money, we don’t get paid!