People pay car insurance premiums to protect themselves in the event of an accident. But all too often, folks find out the hard way that, though the insurance company expects you to pay your premiums on time, when you have a valid claim for a car accident injury, they will do everything they can to reduce or deny you a fair and just settlement.
I make it my job to make sure that my clients who have been injured receive fair settlements from insurance when they’ve been in auto accidents. This is my life’s work, to pursue justice for injured folks. If necessary, I will file a car accident lawsuit to make sure that justice is served.
Just last June, a family of five, a mother and her four children, were struck head on by a driver that crossed the centerline on Ohio 13 near Dorsey Mill Road. Despite all the precautions you take while driving in the car with your children, you cannot control what other drivers do. When you have been in a serious accident caused by the negligence of another driver, it can turn your world upside down in an instant.
A Car Accident Can Be Devastating, Traumatic and Expensive
Many people don’t like to make a big deal out of minor fender benders. For one thing, nobody wants to face bigger insurance premiums, so folks often choose to pay for minor damages out of pocket. But in a serious accident when there’s major property damage, injury and death, people need to know that insurance will have their back if they cannot work, have major hospital bills and need to provide for their family.
As soon as a car insurance company learns that there’s been a major accident with serious injuries and death, they send out a team of skilled accident scene investigators. These insurance investigators are not there to objectively assess the situation and find out what caused the accident. They are there to point the blame away from their client and control the amount of money they will have to pay to settle a big claim.
We Employ Personal Injury Lawyers Who Worked for Insurance Defense
Isaacs & Isaacs has our own team of seasoned investigators that we send out immediately when there’s been a major crash. We are there to protect your interests, and our experienced and aggressive attorneys and other legal pros will:
- Gather evidence at the scene of the crash
- Talk to witnesses and get their contact info
- Protect our client(s) from the insurance people
We have attorneys working for us who used to work for the other side in insurance defense. We are well aware of the tactics they sometimes use, including pointing police away from evidence that indicates their client caused the accident and towards any evidence that may implicate the other driver(s). The truth is, in most accidents involving human error, there’s more than one party at least partly at fault [link to the Who Is At Fault In a Car Accident page]. But a lot of times insurance companies don’t want to be fair, they just want to rake in the premiums without paying out money in claims.
In some cases, the insurance company will offer you a settlement fast, because they’re nervous about how much your injury claim will cost in the long run. In exchange for the settlement, they will ask you to sign a release from liability form. Don’t sign anything without talking to an experienced accident attorney.
If you sign a release of liability, you will be signing away your right to be compensated in the future if your injury proves to be more serious than you thought. With some injuries like traumatic brain injury, you won’t know how badly you’re hurt until days, weeks and even months after the crash. When you sign a release of liability form, you cannot be compensated from either the liable party’s insurance or your own. This is because your insurance company counts on collecting any compensation they pay you for the accident injuries from the liable party’s insurance carrier.
Filing a Car Accident Lawsuit
With some major crashes, insurance will not cover the cost of major injuries or death. We will file a lawsuit if necessary to recover just compensation for:
- Medical bills, past and future
- Lost wages, past and future
- Around-the-clock nursing care
- Pain and suffering
- Emotional trauma
- Wrongful death
We have your back with the insurance company and with third parties such as automobile parts manufacturers who may be held strictly liable for malfunctioning parts such as faulty airbags and brakes.
Isaacs & Isaacs Auto Accident Lawyers Are Here for You 24/7
When there’s been a major accident, time is important. Our dedicated attorneys are on call around-the-clock to be there for you ASAP in your accident crisis. You do not have to face this alone. Call our hotline at 800-800-8888, or fill out our online form to speak to an experienced and aggressive Isaacs & Isaacs accident injury lawyer without delay. We are here for you now.
When you’ve been in a car accident, chances are you’re in shock and cannot think clearly. We’ve compiled a checklist to help you know what to do, how to assist others involved in the crash and how to protect your claim. Print it out to keep in your glovebox, or just open it now if you are at a car accident scene.