If you do not file correctly your claim can be denied. But you may not feel up to jumping through numerous hoops when you are ill or injured and unable to work. Filing for workers’ comp is a job in itself.
In most states, your employer must also take steps and meet deadlines filing a claim or report. If your employer does not file correctly, your claim can be denied. If your employer or the insurance company disputes your claim, for instance, by saying you did not get injured on the job, your claim could be denied.
Reasons Why a Workers’ Comp Claim Is Denied
There are numerous reasons why workers’ comp claims are denied. Either you or your employer may have missed the deadline for filing the correct forms and other paperwork. Depending on which state you work in, your employer may have to file a report with the state board, the insurance company or both.
You may not have submitted enough evidence such as medical records to back up your disability claim. For certain types of disabilities such as stress-related illness, you may not qualify in some states. Filing is not easy, and if you made a mistake filing your workers’ compensation claim forms, you will most likely be denied.
Look carefully at your denial letter. It should state the reason(s) why your claim was denied. Whatever the reason, you shouldn’t give up. Now would be a very good time to talk to an attorney who has experience in these matters.
A Workers’ Comp Attorney Can Help File an Appeal
Especially if you have a serious illness or injury which has left you totally disabled, maybe for life, your employer and/or the insurance company may fight to deny your claim. Some employers do not want your workers’ comp claim to be approved because it will cost them money. Insurance companies do not want to pay claims. You can be assured that one or both parties will have the help of a good workers’ compensation defense attorney.
In order to win your case, you must produce evidence such as witnesses and medical records to prove your claim is valid. If your claim was denied, you will need to file an appeal and may need to appear at numerous hearings before the workers’ compensation appeals board. Your best strategy is to call an experienced workers’ compensation disability attorney without delay.
Deadlines for Workers’ Comp Claims
One of the most common reasons claims are denied is the injured party missed a deadline for filing. Filing an appeal is even more complex, and the deadlines are stricter. The first thing you should do when you receive your denial letter is to look carefully at the letter for the deadline to file your appeal. The rules are different depending on which state you live in, but generally, the rules are strict and if you miss an important deadline or workers’ comp appeals board hearing, your appeal will be denied.
We cannot urge you strongly enough to contact an experienced workers comp attorney as soon as you possibly can. Your attorney will help you to:
- File the required forms correctly
- Meet all the deadlines
- Accompany you to the workers comp appeal hearing(s)
- Present strong evidence
- Win your workers’ comp claim
Call Isaacs & Isaacs Workers Compensation Law Firm ASAP
At Isaacs & Isaacs, we know how difficult it is to comply with the complex rules and deadlines, and win your workers’ comp claim approval. We understand that when you are ill or injured, the last thing you want to do is research the rules and jump through the numerous hoops necessary to be fairly compensated when you cannot work. It may seem insurmountable, but don’t give up.
Isaacs & Isaacs’ dedicated workers’ comp attorneys are on call day and night to help you meet strict deadlines and win your claim. You do not have to have any money to enlist our help. We won’t get paid unless and until we win your claim. Isaacs & Isaacs has a 99-percent success rate in winning maximum compensation for our clients in Kentucky, Indiana and Ohio. Call us for a free consultation with an experienced workers compensation attorney. You have everything to gain. We are here for you now at 800-800-888.