At Isaacs & Isaacs, we believe that workers who’ve been injured on the job shouldn’t have to fight to get the fair compensation they need to recover from their injury. Suffering a workplace injury is bad enough. Unfortunately, the rules are complicated, and insurance companies are never eager to pay out claims. In many cases, you are eligible for more compensation that you won’t even know about until and unless you seek advice from an experienced and knowledgeable workers’ compensation attorney.

Do Companies Try to Keep Workers Safe?

Ohio honors Workers’ Memorial Day each year on April 28, but the reality is that sometimes companies care more about their bottom line than the do about the safety of their hard-working and loyal employees. At least that’s how one grieving son assessed the situation after investigating safety practices at the electric company where his father lost his life during a routine task after working for the company for over two decades.

The Occupational Safety and Health Administration fined the company $21,000 for failing to ensure the power lines were shut off before an employee touched them. But according to the grieving son of the decedent, companies might just calculate the cost of paying OSHA fines to be lower than the cost of ensuring that employees are safe.

Why Do I Need a Workers’ Compensation Attorney?At Isaacs & Isaacs, we believe that workers who’ve been injured on the job shouldn’t have to fight to get the fair compensation they need to recover from their injury. Suffering a workplace injury is bad enough. Unfortunately, the rules are complicated, and insurance companies are never eager to pay out claims. In many cases, you are eligible for more compensation that you won’t even know about until and unless you seek advice from an experienced and knowledgeable workers’ compensation attorney.

Cleveland Ohio Workers’ Compensation Attorneys

When you file a Workers’ Compensation claim, you have to prove that you are injured and that your injury is work-related. This may not be easy to do if your employer wants to dispute your claim in order to keep insurance premiums low. Even if your employer doesn’t dispute your claim, the insurance carrier will do all they can to dispute or minimize your benefits.

The rules for filing claims are complicated, and there are strict deadlines to meet when filing a claim or appeal. If you’re injured and cannot work, you may not be up to the job of winning a workers’ comp claim either.

In truth, trying to represent yourself in a workers’ comp case is similar to representing yourself in court. If your initial claim is denied, your next step would be a hearing before the Ohio Industrial Commission. Representation by an attorney with experience in workers’ compensation laws can make the difference in whether your claim is approved or denied on appeal.

What Kind of Workers’ Compensation Benefits Are Available in Ohio?

  • Temporary Total Disability when a physician determines that you cannot work until your injury or medical condition improves
  • Permanent Partial Disability if your injury or disability is permanent but you can still work
  • Facial Disfigurement will get you a lump sum settlement of up to $10,000
  • Wage Loss Benefits if you cannot earn as much due to your injury or illness
  • Permanent Total Disability if you are severely injured and cannot work for an indefinite period of time
  • Disabled Workers Relief Fund to make up the difference in your disability payments and the cost of living if your payments are below the state minimum
  • VSSR Compensation if you can prove your employer violated a specific safety requirement, you may be eligible for additional compensation

Ohio Workers’ Comp Death Benefits

If a workplace injury leads to death, workers’ compensation pays up to $5,500 in funeral expenses. For family members who are wholly dependent on the deceased worker, workers’ compensation benefits are paid in the following manner:

Surviving Spouse: Sixty-six and two-thirds of the workers’ income, up to the statewide average weekly wage, for life. If the widow/widower remarries, two years of benefits in a lump-sum payment, and the case is closed.

Other Dependents: The payment described above until the dependent:

  • Reaches age 18
  • Reaches age 25, for full-time students
  • If dependent is mentally or physically incapacitated, until the time the dependent is no longer incapacitated

Workers’ Comp Denied My Claim: What Next?

If you received a letter stating your claim was denied, you have a time limit of 14 days to file an appeal. It is crucial that you contact a workers’ compensation attorney right away! There is too much at stake for you to try and win an appeal hearing before the Ohio Industrial Commission without legal representation. Some things an attorney can help you with include:

  • Filing all the forms
  • Submitting the required medical evidence
  • Providing substantial proof that your injury is work-related
  • Representing you before the Industrial Commission
  • Ensuring you receive all the benefits you’re eligible for
  • Filing a lawsuit against a third party, where necessary
  • Defending your claim if your employer appeals your approval (Ohio employers have a right to appeal when a workers’ comp claim is allowed)

In many claims, your employer will have legal representation at the Ohio Industrial Commission hearing. You need to have an attorney at the hearing as well, to level the playing field.

Isaacs & Isaacs Workers’ Compensation Attorneys Will Fight for You!

At Isaacs & Isaacs, we respect working people and want to see them get the help they need when they’ve been injured. We know the rules and can make sure you receive all the just compensation you are entitled to by law for your work-related injury. We will take the burden of filing a complicated workers’ compensation claim from your shoulders, so you can focus on healing and rebuild your life.

If a third party is liable, we will pursue compensation from the liable party in addition to your workers’ compensation benefits. You don’t have to have any money to enlist our help. We will represent you on a contingency fee basis. If we don’t get you your money, we don’t get paid!

You can call us anytime at 800-800-888 , or fill out our online form for a no-obligation consultation and claim evaluation with an experienced Isaacs & Isaacs workers’ compensation attorney.

At Isaacs & Isaacs personal injury law firm, we want to support hardworking people who’ve suffered an on-the-job injury. We don’t think you should have to fight to get the compensation you need to make ends meet when you have been injured. The sad truth is, no matter how sick or hurt you are, filing a claim for the benefits you are entitled to by law is a complex process which can be a job in itself.

What’s even worse, if you win your claim, Ohio workers’ comp laws allow your employer to appeal the decision. If the company you work for is contesting your claim, they are likely to have an attorney during the appeal process. In order to obtain all the benefits you are entitled to and desperately need, you may be in for a fight.

What Workers Compensation Benefits Are Ohio Workers Eligible For?

  • Temporary Total Disability – When your physician determines you cannot work until your health condition improves
  • Permanent Partial Disability – If your injury leaves you permanently disabled, but you can still do some kind of work
  • Facial Disfigurement – Can get you a lump sum payment of up to $10,000
  • Wage Loss Benefits – If you cannot earn as much because of your injury
  • Permanent Total Disability – If your injury is so severe you cannot work at all for an indefinite time
  • Disabled Workers’ Relief Fund – To make up the difference in your disability payments and cost of living if your payments fall below the state minimum
  • VSSR Compensation if you can prove your employer violated a specific safety requirement, you may be eligible for additional compensation

Ohio Workers’ Comp Death Benefits

If a workplace injury leads to death, workers’ compensation pays up to $5,500 in funeral expenses. For family members who were wholly dependent on the deceased worker, workers’ compensation benefits are paid in the following manner:

Surviving Spouse: A surviving spouse receives up to 66 ⅔ of the worker’s income, up to the statewide average weekly wage for life. If the widow/widower remarries, he or she receives two years of benefits in a lump-sum payment, and the case is closed.

Other Dependents: The other dependants receive the payment described above until those dependents

  • reach age 18,
  • reach age 25, for full-time students, or
  • If the dependent is mentally or physically incapacitated, while the disability lasts
Akron Ohio Workers Compensation Attorneys

What If My Workers’ Comp Claim Is Denied?

Though the process can become more difficult, don’t despair. You have 14 days to file an appeal with the Ohio Industrial Commission. This would be a very good time to seek legal help. If the company you work for is disputing your claim, they will probably have an attorney. But there could be many other reasons why your claim was denied. An experienced attorney could help you by:

  • Obtaining substantial medical evidence to back up your claim
  • Obtaining evidence and witness statements to prove your injury happened at work
  • Representing you at the hearing before the Ohio Industrial Commission
  • Ensuring you receive all the benefits you’re eligible for
  • Filing a lawsuit against a third party, where necessary
  • Defending your claim if your employer appeals your approval

The workers’ comp appeal process is three levels, and at any of these, your employer has a right to also appeal if your claim is allowed. After you file an appeal, the board will schedule a district level hearing within 45 days. You will have a right to submit evidence and call witnesses, and you can expect to be questioned. The commission may want you to be examined by their independent physician prior to the hearing. The hearing will be presided over by an officer of the commission, and the officer will send both you and your employer notice of their decision within seven days. Because workers’ comp in Ohio is so difficult to get if an employer wants to dispute your claim, you are well advised to have an attorney from the start.

Both you and your employer will have a right to appeal the decision to the staff level. Once an appeal is filed, the hearing is again set for within 45 days. The last level of appeal, the commission level, is not guaranteed. If the commission denies the hearing, parties have two months to appeal to the state courts. If the commission agrees to hear the appeal, their decision can still be appealed to the state courts.

How Can I Afford to Hire a Workers’ Compensation Attorney If I’m Broke?

Your Isaacs & Isaacs disability lawyer will represent you on a contingency fee basis. If we don’t get you your money, we don’t get paid! We want to see workers get maximum compensation they are entitled to by law.

Your attorney will be with you throughout the complex process of navigating your claim in the very best way possible. In some cases, a third party may be held liable for your injury, and you would still be eligible for workers’ comp. For instance, if your injury was due to a defective machine or safety device. Your attorney will know when it would be a good idea to file a lawsuit against a third party, as well as filing a claim for Ohio workers’ comp. If your employer contributed to your injury through violating a safety requirement, your attorney would help you to compile the proof necessary to receive additional VSSR Compensation.

Your question should be, how can I afford to file my claim without an attorney. There’s a lot at stake, and hiring a lawyer will assure that you will receive the best possible representation while leaving you free to focus on healing. Let us take the burden off your shoulders while you rebuild your life.

Call 800-800-888 without delay, or fill out our online form for your free consult and claim evaluation with a dedicated and experienced Isaacs & Isaacs Ohio workers’ compensation attorney. You don’t have to face this trouble alone.

 

Isaacs & Isaacs, P.S.C.

201 E 5th St Ste 1935
Cincinnati, OH 45202

Phone: 513-386-6600
Link to Map

According to a recent Occupational Safety and Health Administration report, workplace deaths have increased drastically in Ohio in the past few years. And for every worker who is killed, many more are injured-on-the-job.

When you’ve been injured on the job, you want to believe that your employer and the Bureau of Workers’ Compensation want to be fair. The truth is, nobody wants to pay out money unless they have to. In order to get all the help you are entitled to by law, you need to have a skilled attorney in your corner who knows your rights and knows how to get you all the compensation you qualify for.

At Isaacs & Isaacs we are vigilant about guarding our clients’ rights and skilled in all areas of injury law, including on-the-job injuries. We will make sure you get all the benefits you’re entitled to, for as long as you need them.

What Kind of Benefits Can I Qualify For?

There’s a whole range of benefits which your particular condition or injury may qualify you for. In order to maximize your compensation you should be aware that you could be entitled to:

  • Temporary Total Disability when a physician determines that you cannot work until your injury or medical condition improves.
  • Permanent Partial Disability if your injury or disability is permanent but you can still work.
  • Facial Disfigurement will get you a lump sum settlement of up to $10,000.
  • Wage Loss Benefits if you cannot earn as much due to your injury or illness.
  • Permanent Total Disability if you are severely injured and cannot work for an indefinite period of time.
  • Disabled Workers Relief Fund to make up the difference in your disability payments and the cost of living if your payments are below state minimum.
Cincinnati Workers’ Compensation Attorney

Ohio Workers’ Comp Death Benefits

If a workplace injury leads to death, Workers’ Compensation pays up to $5,500 in funeral expenses. For family members who are wholly dependent on the deceased worker, Workers’ Compensation benefits are paid in the following manner:

Surviving Spouse: Sixty-six and two-thirds of the workers’ income, up to the statewide average weekly wage, for life. If the widow/widower remarries, two years of benefits in a lump-sum payment and the case is closed.

Other dependents: The payment described above until the dependent:

  • Reaches age 18
  • Reaches age 25, if in school full time
  • If dependent is mentally or physically incapacitated, until the time the dependent is no longer incapacitated

Why Do I Need an Attorney?

The workers’ comp claim process is complicated, and if you miss a deadline or make a mistake, you could be barred from getting your benefits. Applying for workers’ comp can be like running an obstacle course, and if you want to win the race, you should have a good coach. Your attorney could help you:

  • File all the forms correctly
  • Submit all the medical evidence you need to submit
  • Prove your injury happened on the job
  • Appeal if your claim has been denied
  • Know about all the benefits you’re eligible for to maximize your payments.
  • Fight for you if your employer appeals your approval (Ohio employers have a right to appeal when a workers’ comp claim is allowed)

In some cases, such as malfunctioning machinery or safety equipment, you should file a workers’ comp claim and also file a lawsuit against a third-party such as the manufacturer of the faulty equipment. Your experienced workers’ compensation attorney could investigate the cause of your accident or injury and determine who is liable and what action to take to get your maximum compensation.

What If My Claim Is Denied?

If your claim is denied, you will have a deadline to file your appeal. Your denial letter should tell you what to do to appeal your denial, but the appeal process is even more complicated. Your appeal will be heard before the Ohio Industrial Commission.

Navigating the complex appeal process is even more difficult than filing the original claim correctly, but an experienced attorney who is familiar with the process and the evidence you need to substantiate your claim would help you win all the benefits you’re entitled to.

Isaacs & Isaacs Workers’ Compensation Attorneys Can Win Your Claim!

It doesn’t seem fair that the claim application process for an injured worker is so complicated that you need to hire an attorney to be successful. But Isaacs & Isaacs didn’t write the code. Our disability lawyers understand the code though. We know about all the various benefits injured workers could qualify for. We are dedicated to making sure that you get all the benefits you are entitled to under the law.

It doesn’t cost you anything to enlist our help. Our dedicated attorneys will represent you on a contingency fee basis. We won’t get paid until and unless we get you your money. Workers are injured all the time, and we are on call 24/7 to assist you before you miss an important deadline. Call 800-800-8888 to speak with an experienced Isaacs & Isaacs Cincinnati Workers’ Comp Attorney.

Your employer is required by law to carry workers’ compensation insurance coverage to insure employees against on-the-job injuries. Your employer pays premiums to the Ohio Bureau of Workers’ Compensation for insurance coverage if you are hurt on the job. When you are injured, your managed care provider (“MCP”) files a first report of injury form with the BWC. You also have the right to file the form but should check the BWC website to be sure your MCP hasn’t already done so for you.

A man died earlier this year in a workplace accident at the 3M plant in Elyria. The death was initially believed to have been caused by an electrical accident. But there are multiple situations in life and on-the-job where an accident can happen.Workplace injuries are not uncommon.

Theoretically, workers’ compensation insures you against a workplace injury, and you cannot sue your employer if you are injured on the job. It is supposed to simplify the process for both you and your employer by providing a non-adversarial financial safety net. But winning a workers’ compensation claim is a complex legal process, and it can be adversarial if your employer contests your claim.

Workers’ Compensation Lawyers in Avon, Ohio

The smartest thing you can do is to enlist the help of an experienced workers’ comp attorney from the beginning when you know you are injured or sick and that you may need financial assistance while you recover or because your injury or illness is so severe you won’t be able to return to work.

Ohio Workers’ Compensation Law

In Ohio, you may be eligible for a variety of benefits, depending on the situation and your injury or illness.

  • Temporary Total Disability – When your physician determines you cannot work until your health condition improves
  • Permanent Partial Disability – If your injury leaves you permanently disabled, but you can still do some kind of work
  • Facial Disfigurement – Can get you a lump sum payment of up to $10,000
  • Wage Loss Benefits – If you cannot earn as much because of your injury
  • Permanent Total Disability – If your injury is so severe you cannot work at all for an indefinite time
  • Disabled Workers’ Relief Fund – To make up the difference in your disability payments and cost of living if your payments fall below the state minimum
  • VSSR Compensation if you can prove your employer violated a specific safety requirement you may be eligible for additional compensation

Ohio Workers’ Comp Death Benefits

If a workplace injury leads to death, workers’ compensation pays up to $5,500 in funeral expenses. For family members who were wholly dependent on the deceased worker, workers’ compensation benefits are paid in the following manner:

Surviving Spouse: Sixty-six and two-thirds of the worker’s income, up to the statewide average weekly wage, for life. If the widow/widower remarries, two years of benefits in a lump-sum payment, and the case is closed.

Other Dependents: The payment described above until the dependent:

  • Reaches age 18
  • Reaches age 25, for full-time students
  • If dependent is mentally or physically incapacitated, while the disability lasts

My Workers’ Comp Claim Was Denied. What Now?

Now would be a very good time to hire an attorney with experience in the Ohio workers’ comp claim process. You must file an appeal within 14 days. If your claim was denied, it could be because your employer is disputing your claim. Your employer could use any number of reasons to dispute your claim, but the real reason is probably because the company you work for does not want their insurance premiums to go up.

Most people would not try to represent themselves in a court case, even though they have the right to do so. The appeals process is complicated, and you really do need an experienced workers’ compensation lawyer to win your claim. There are three stages of appeals, and if you are approved at any of these stages, your employer has a right to appeal the decision to allow your claim.

You can present evidence and witnesses at the appeal hearing(s), and so can your employer. Be assured that if your employer is disputing your claim, the company will have legal representation. If your claim is allowed at any level, your employer can dispute it, taking the case to court in the event that all three appeals are used up.

Third-Party Liability

If your workplace injury was caused by a defective safety device or malfunctioning machinery or in any number of situations where a third party played a role in causing your injury, the manufacturer or third-party may be held liable for damages. In these cases, you can file a workers’ comp claim and also file a lawsuit against the third-party for negligence or strict liability. Your knowledgeable and experienced Isaacs & Isaacs attorney will investigate your situation and determine what steps should be taken to recover your maximum compensation for your workplace injury or illness.

How Am I Going to Pay a Lawyer When I’m Unable to Work?

Isaacs & Isaacs workers’ compensation lawyers help clients on a contingency fee basis: if we don’t get you your money, we don’t get paid! We don’t think it’s fair that the process is so lengthy and complicated that you have to hire a lawyer in order to get the benefits you deserve. But since you do need to hire an attorney, we are determined to give you the best legal representation you can possibly get. We didn’t make the rules, but we make it our job to know them inside and out. We value and respect working people at Isaacs & Isaacs, and we are on your side.

Because there are strict deadlines to file your claim or appeal, and there are a lot of documents involved, we urge you not to delay getting the help you need to win. We are on-call around-the-clock in the case of a legal emergency. If you are not sure whether you have a valid claim, you can call our hotline anytime at 800-800-888, or fill out our online form to speak with an experienced and aggressive Isaacs & Isaacs Ohio workers’ compensation attorney.

If you’ve suffered a work-related injury, you may be entitled to Kentucky workers’ compensation benefits. You can call to discuss your situation with an experienced Isaacs & Isaacs Workers’ Compensation Lawyer at 800-800-8888. There are strict deadlines for filing workers’ comp claims and appeals, so do not put off seeking legal help. We are here to help you now.


https://youtu.be/wRhhDNtsz1E

A workplace accident can happen no matter where you work. You could be working as a stocker at the local Kroger’s or a clerk at the county courthouse or even be training for a job operating a forklift. If you are injured on-the-job, chances are that you will need an attorney to help you receive all of the workers’ compensation benefits that you’re entitled to. Isaacs & Isaacs experienced workers’ comp attorneys have helped many injured workers receive their workers’ compensation benefits.

Isaacs & Isaacs Can Help You to Win Your Claim!

If you are injured or ill, you probably do not feel up for the job of filing a workers’ comp claim. Our experienced attorneys can ease the process. We can help you to:

Alexandra Kentucky Personal Injury Lawyer
  • File your claim correctly
  • File an appeal if your claim was denied
  • Gather necessary evidence to support your claim
  • Be aware of all the benefits you may be entitled to
  • Win your claim or appeal
  • Receive the maximum benefits you are entitled to

Kentucky Workers’ Comp Laws

The process of filing your claim is complicated. First, you must seek medical attention immediately when you’ve been injured. If you have an illness or a condition which has developed with time on the job, you must substantiate the time frame of your condition if possible. If you do not do so, your employer or the insurer could dispute that your condition is a result of your current employment.

Once you know you are injured or ill and that your injury or illness is job-related, you have to report your injury or illness to your employer. Your employer will give you forms to fill out. You must fill out a First Report of Injury (FROI) and submit the form to your employer. There are other forms such as a medical waiver, wage statement and notice of designated physician.

Ideally, you should be able to file your own claim for workers’ compensation after you have been injured or have become ill. In reality, you will have a much better chance of being approved for workers’ comp if you seek legal help from the very beginning. Your claim could be denied because you made a mistake filling out the forms correctly or because you did not submit enough medical evidence. If you seek legal help from the beginning, your experienced Kentucky workers’ compensation attorney can help you to submit all the forms and medical evidence you need to substantiate your claim.

You must file your workers’ comp claim and all the correct forms with the Kentucky Department of Workers’ Claims. Once you file your claim, your employer and your employer’s insurance carrier can dispute the validity of your claim or parts of your claim. You may wonder why they would do such a thing. Insurance companies are not known for wanting to pay out claims. If your employer’s insurer has to pay a valid claim, your employer’s insurance premiums may go up.

Your employer or the insurance company could dispute that your injury is work-related. Either your employer or the insurance company could dispute that you are disabled and cannot perform your job. They could dispute that you acquired your medical condition on your job, saying that it is pre-existing. Your employer could say you were intoxicated or that your injury is self-inflicted.

There are many, many reasons why your employer or the insurance company could dispute your claim. They could both dispute your claim. And the sad fact is that if you suffer a serious injury that left you permanently disabled and will require extensive medical treatment, this alone could be enough to cause your employer and/or the insurance carrier to look for any excuse to dispute your claim.

What Can I Do If My Workers’ Comp Claim is Denied?

Once your initial filing is denied, the process grows more difficult and complicated. There are deadlines you must meet and proof you must have to substantiate your claim throughout the process. If you receive a denial letter, you have a strict deadline to file an appeal. At this point, you should get an attorney if you have not done so yet because the appeal process grows ever more difficult the further into the process your claim goes.

Once you file an appeal, a date will be set for a conference with your employer’s insurance carrier and an administrative law judge (ALJ). At the conference, you will be allowed to present medical evidence. If you cannot reach an agreement at the conference, a hearing date will be set.

The workers’ comp appeal hearing is a formal legal hearing, and you can and should have an attorney present. You will be allowed to submit evidence and call witnesses. You will be expected to abide by the rules of the hearing. You do have a right to represent yourself at the ALJ Hearing, but you probably have as much of a chance of success as you would if you chose to represent yourself in court.

If your claim is denied after the ALJ hearing, your chances of winning are narrowed the further you go into the appeals process. You can ask the ALJ to reconsider the denial. If you do so, you should submit more proof, and enumerate the reasons why you feel your claim should be approved.

Call Isaacs & Isaacs Workers’ Comp Attorneys for Help Now

We have workers’ compensation because working people who are injured by or on their jobs need to have a source of income to fall back on. They need help with medical bills. They need help meeting other financial responsibilities when they cannot work due to an injury or medical condition. Isaacs & Isaacs’ dedicated attorneys have been helping injured and ill Kentucky workers win their workers’ compensation benefits for decades. We have the experience and the skill to help you with the complicated process of filing and winning your claim or appeal.

Because there are strict deadlines for filing, we are available all the time in legal emergencies. Do not procrastinate! Call us now at 800-800-888, or fill out our online form for a free claim evaluation and consultation with a dedicated and aggressive Isaacs & Isaacs workers’ compensation lawyer.

If you have been injured on the job or have a work-related illness in Ashland or Boyd County, you should be covered by Kentucky workers’ comp insurance. But without the help of an experienced attorney, you will have a difficult time winning your claim. Isaacs & Isaacs will help you on a contingency fee basis: we don’t get paid unless we win your claim! For a free consultation with an experienced Isaacs & Isaacs workers’ compensation lawyer, call us now at 800-800-8888, or fill out our form without delay.

A workplace accident could happen to anybody at any time. An experienced workers’ compensation lawyer can help you to win your claim and also file a lawsuit if a third party is liable for your injury. Last year a worker died in an accident at AK Steel, when he came in contact with a live power line and was electrocuted during routine testing. He was a subcontractor who was employed with a West Virginia company.

In a situation where you are injured as a subcontractor, you may be eligible for workers’ compensation and also be able to file a third-party lawsuit if the company where you were working was not your employer and their negligence led to your injury. Though most workers’ compensation claims are not so complicated, you will need an experienced attorney to help you file your claim if you want to win the compensation you’re entitled to.

What Is Workers’ Compensation and How Can It Help Me?

Workers’ compensation is state-mandated insurance coverage for workers who are injured on the job or suffer a work-related disability or illness such as carpal tunnel or black lung disease. Every state in the union has a version of workers’ compensation. In Kentucky, the Workers’ Compensation Act governs the rights and responsibilities of employers and injured workers.

Workers’ compensation is insurance that covers you if you’re injured on the job. In exchange for coverage, you do not have a right to sue your employer. Kentucky workers’ compensation benefits pay a percentage of your wages and your medical bills and help you to return to work or train for other employment if your injury prevents you from returning to your former occupation.

If a worker dies from a workplace injury or accident, workers’ compensation will pay a lump sum to the worker’s estate to cover funeral and burial expenses, and also may pay a stipend to the surviving spouse and other dependents.

Does Workers’ Compensation Insurance Cover All Kentucky Workers?

All employers are required to carry workers’ comp insurance, with a few exceptions. These include:

  • Agricultural workers
  • Domestic workers in homes with less than two full-time employees
  • Workers employed in temporary home maintenance (less than 20 consecutive work days)
  • Federal employees who are covered by federal workers’ compensation
  • Business owners and full partners in LLCs are not required to purchase coverage for themselves but may choose to do so
  • If a business is a corporation, then it has to purchase workers’ comp for all employees, including officers

What Must I Do to Receive Workers’ Compensation Benefits When I Am Injured or Ill?

The first thing you must do is to report your injury or work-related illness to your supervisor. Your employer may have a system for reporting accidents. Be sure you comply with any rules as this will help you to receive your benefits.

You must seek medical help immediately. You are free to choose your own doctor, but if your employer has a managed care system, you must choose from the authorized managed care providers. Notify your employer which medical provider you are using. Ask your physician to report your injury and prognosis to your employer and its insurance provider in order to ensure you receive your workers’ comp benefits as soon as possible.

After you report your injury, it’s your employer or his or her insurance carrier’s responsibility to report your injury to the Department of Workers’ Claims. This report is called a First Report of Injury. You should keep your employer updated about the status of your injury if you will be out of work for an extended period and/or may be permanently disabled.

What Workers’ Compensation Benefits Can I Receive in Kentucky?

Kentucky Workers’ Comp benefits include:

  • Temporary Total Disability – if you are unable to return to work for more than seven days
  • Permanent Partial Disability – when you are deemed permanently disabled but can still work
  • Permanent Total Disability – if your injuries are so severe you cannot do any kind of work again, ever (i.e., blindness, double amputation, complete loss of hearing, paralysis, insanity, etc)
  • Workers’ Comp Death Benefits for surviving spouse and dependents, including a percentage of the deceased worker’s pay and a lump sum settlement for funeral and burial costs

Why Would I Need An Attorney to Help Me Receive Benefits I’m Entitled to by Law?

The Kentucky Guidebook to Workers’ Compensation, a government publication, recommends that you seek legal representation and states that if you choose to represent yourself you will be held to the same standards as if you had a lawyer. Filing a claim in Kentucky is complicated and can be a job in itself. There are many deadlines and multiple forms to fill out correctly and file with the Department of Workers’ Claims. The DWC will hold you accountable for filling out the forms and filing them correctly with or without an attorney.

A knowledgeable attorney will know about any additional benefits you are entitled to and could defend your claim from attempts to deny or reduce your benefits. For instance, according to Kentucky Revised Statute §342.165, if your employer intentionally violated a safety law and the resulting unsafe condition led to your injury, your payments can be increased by 30 percent. Conversely, if your employer or its insurance carrier claims you purposely violated a safety rule, your payments could be decreased by 15 percent.

I’ve Been Denied Workers’ Comp–What Now?

Once your claim is filed, your employer or the company’s insurance carrier has 45 days to file a notice of claim denial or acceptance. Both you and your employer/the insurance carrier will have a time period to submit proof to the administrative law judge who is assigned to rule on your claim. Your employer or its insurance carrier may dispute your workers’ compensation claim. You will be notified within two months if your claim was denied. If you were seriously injured and will be permanently disabled, the insurance carrier may work hard to escape liability for your claim, as the total cost could run into millions for lifetime disability and medical expenses

Reasons Your Claim Could Be Denied Include:

  • You were not injured on the job
  • Your medical condition was preexisting
  • You did not fill out the forms correctly
  • You did not seek medical help
  • You did not follow doctor’s orders
  • You don’t have an attorney to protect your interests

If your claim is denied, you will receive notification by mail within a couple of months after your claim was filed. If you haven’t done so yet, now would be a very good time to seek help from an experienced workers’ comp attorney to help you with the appeal process. First, you will attend an informal benefit hearing along with your employer or the insurance carrier. If you cannot reach a settlement agreement you will be scheduled for a hearing before an administrative law judge. Be advised that, if your claim is approved or denied, both you and your employer or its insurance carrier has a right to appeal your approval/denial before the Workers’ Compensation Board.

The process could drag on and on. Your employer and the insurance carrier will almost certainly have at least one insurance defense attorney handling your claim if they decide to not pay and want to dispute your eligibility.

How Can I Hire An Attorney When I Cannot Work?

Isaacs & Isaacs will represent you on a contingency fee basis: we don’t get paid until and unless we win your claim! At Isaacs & Isaacs, we respect hard-working people and want to see you get all the benefits you are entitled to after you are injured on the job. Let us take the burden of dealing with the Kentucky workers’ compensation claims process off of your shoulders so you can focus on healing and rebuild your life in the very best way possible.

Our experienced and dedicated workers’ compensation lawyers are here for you now. Call 800-800-8888 or fill out our form, so we can get started as soon as possible helping you to receive the money you need to make ends meet when you cannot work. We know that your bills don’t stop coming in just because you cannot work. We are here for you now.

For more than 25 years, Attorney Darryl Isaacs — The Hammer — and the team at Isaacs and Isaacs have served as personal injury attorneys in Louisville, KY and we are proud to represent clients in nearby Bardstown, KY.

If you’ve been injured at work or suffer from a job-related illness or disability, you will probably need to hire an attorney to receive your workers’ compensation insurance benefits. Isaacs & Isaacs experienced workers’ compensation attorneys will help you to file your claim or appeal if your claim was denied. It won’t cost you anything unless we win your claim. Call us 24/7 at 800-800-8888, or fill out our form for a free consultation and claim evaluation with an experienced Isaacs & Isaacs workers’ compensation attorney. Let us get started right away getting you the money you need.

You could work at a manufacturing plant like American Greetings or Menasha or at the courthouse or the local Wal-Mart. You could be a member of a construction crew or a garbage collector, two of the most dangerous jobs there are, or work at the Amazon warehouse, another dangerous occupation. Wherever you work, whether it’s a dangerous job or one that’s relatively safe, a workplace accident could happen to anybody.

When you have suffered a disabling workplace injury, Kentucky workers’ compensation insurance is supposed to cover your lost wages and medical bills until you are able to return to your job. However, without the help of an experienced attorney, you may have trouble winning your claim. Workers’ compensation insurance claims are legally complex, and your employer or its insurer may wish to dispute the validity of your claim. If this happens, the process of winning your claim or appeal could be even more complicated and require a level of experience and legal expertise that most workers don’t have. It’s a lot like a court trial where you need the help of an attorney to abide by court rules and present your case.

What Exactly Is Kentucky Workers’ Compensation Insurance and What Does it Cover?

Kentucky law requires almost all employers to carry insurance which will cover employees who are injured on the job or who suffer a debilitating illness like black lung disease or carpal tunnel from their work. The insurance pays a percentage of your pay while you’re unable to work. Workers who are excluded from coverage are:

  • Agricultural workers
  • Federal employees  
  • Some domestic workers
  • Temporary residential maintenance workers
  • Independent contractors

Whether somebody is or is not an independent contractor is a frequently disputed area of workers’ compensation. Factors the Department of Workers’ Claims considers are:

  • The nature of work performed
  • Extent of control over the work
  • Professional skill required
  • Intent of parties involved

An experienced attorney could help you if you are not sure if you have legal standing to file a claim because you are an independent contractor. If you are not covered by workers’ comp, you may have other options which an attorney could advise you on.

What Benefits Does Kentucky Workers’ Compensation Provide?

Kentucky benefits for injured workers fall into three main categories:

Temporary Total Disability is paid to workers who are injured or have a work-related disease and cannot work for 7 days or longer. TTD payment ends when an employee is recovered and can return to work, or if the primary physician determines the worker has reached maximum medical improvement, for permanent disability.

Permanent Total Disability is paid when an injury or work-related illness is so severe that a former employee cannot do any kind of work, ever again. PTD is paid after an employee reaches maximum medical improvement and still cannot do any kind of work. Injuries that qualify workers for workers’ compensation PTD include:

  • Permanent blindness
  • Amputation of both hands or feet or both a foot and a hand
  • Permanent paralysis of both feet, both hands or a foot and a hand
  • Insanity
  • Complete loss of hearing

Permanent Partial Disability is paid when a worker is permanently disabled but can still perform some kind of work. PPD is usually available for a maximum of 425 weeks. A physician assigns the worker a percentage of disability, which determines the length of payments. If a worker is 50 percent or more disabled, the workers’ comp payments may be extended to 520 weeks. Percentage of disability will also affect the amount of PPD the worker is eligible to receive.

Death benefits are available if a worker dies within four years of being injured, payable in a lump sum to the deceased worker’s estate. The surviving spouse and perhaps dependents may also receive income benefits.

Retraining and/or education benefits may be available for workers who cannot return to the work they did previously because of their injury or illness.

Does Workers’ Compensation Insurance Cover Medical Bills?

Your reasonable and necessary medical costs are covered, and unlike some states, you are free to choose your own physician. If you are part of a managed care plan, you must choose your doctor from the list of providers in your plan. You also have a one-time right to change primary treating physicians. It’s against the law for your employer or its insurer to require you to make copayments for medical bills related to your workplace injury or illness.

You have many rights and responsibilities regarding medical care. A workers’ comp lawyer can help you navigate the complexities of the system in the best way possible to receive maximum benefits. If your claim is disputed, an administrative law judge or commissioner may order an independent medical evaluation by physicians at one of the primary Kentucky university hospitals. You have to submit to the independent examination, or your claim will be denied. You can be reimbursed for travel expenses. While you’re receiving benefits, your employer can require you to submit to an independent medical evaluation but must pay any related expenses.

Why Would I Need to Hire a Lawyer to Receive Benefits I Am Legally Entitled to Be Paid?

As Bardstown, KY personal injury lawyers we take our jobs very seriously. You are not legally required to hire a lawyer to apply or to appeal a workers’ comp claim any more than you are required to hire an attorney for a court trial. However, because the claims process is complex, the Kentucky Department of Workers’ Claims recommends hiring an attorney to help file and manage your claim. There are numerous forms to fill out, evidence must be submitted to support your claim and there are deadlines for filing. If you miss an important deadline, submit incorrect forms or do not submit enough evidence or the right kind of evidence, your claim can be denied. If your employer or its insurance carrier disputes your claim, you may have to appear at a hearing before an administrative law judge and will be expected to abide by the procedural rules.

If your claim is approved, your employer or its insurer has a right to file a petition for reconsideration or an appeal. If your claim for workers’ compensation is denied, you have a right to appeal or file the petition for reconsideration. Also, after your claim is decided, any of the parties involved can file a motion to reopen.This motion can be filed on the grounds of:

  • Fraud
  • Mistake
  • Change in disability
  • Newly discovered evidence

The workers’ compensation claims process is a complex legal proceeding. Without the help of an experienced attorney, you may find that it is more than you can cope with, especially since you are injured or sick to begin with. You should be able to focus on healing, and let your attorney worry about dealing with your employer, the insurer, and the Department of Workers’ Claims.

If you’re worried about how you’ll find the money to hire a lawyer, you don’t have to worry about that either. Isaacs & Isaacs will represent you on a contingency fee basis: if we don’t win your claim, you won’t owe us anything.

Call Isaacs & Isaacs for Help With Your Kentucky Workers’ Compensation Claim ASAP!

There are deadlines to meet to file your claim. Also, there may be a third party responsible for your injuries, such as a subcontractor at a construction site or a machinery or safety device manufacturer. In that case, you would need to file a third party lawsuit as well as a workers’ comp claim in order to receive maximum compensation. We will listen to your story, investigate the facts and determine which actions are best for your situation.

The sooner you contact Isaacs & Isaacs, the faster we can get started getting you the money you need. Call us anytime, day or night at 800-800-8888, or fill out our form for a free consultation and claim evaluation with an experienced and helpful Isaacs & Isaacs workers’ compensation lawyer.

Isaacs & Isaacs, P.S.C.

1601 Business Center Ct
Louisville, KY. 40299

Phone: 502-458-1000
Link to Map

Louisville Workers’ Compensation Lawyers – We Demand Justice for Your Injuries

For more than 25 years, the Louisville personal injury lawyers at Isaacs and Isaacs have been fighting for the justice and compensation of injured victims. If you’ve been wronged in the workplace, we encourage you to start with a free review of your very important case by call us 24/7.

Even if you don’t scare easily, an injury that leaves you unable to earn a living is one of the most frightening situations a person can face. You’re used to going to work, earning a paycheck and taking care of your financial responsibilities.

Depending on how seriously you are injured, you may be looking at weeks, months or years of recovery. You may never be able to return to your former occupation. On top of everything else, you have to file for workers’ compensation, and the process is complicated. If you make a mistake in filing your claim, it could be denied.

Kentucky Workers’ Comp Insurance

In Kentucky, there are three kinds of workers’ compensation benefits, depending on the severity of your injury and your prognosis:

  • Temporary Total Disability – TTD is available when you’ve been injured on the job and need time to recuperate before going back to work. Your doctor orders you to take off work until you recover.
  • Permanent Partial Disability – PPD is available when you sustained a permanent partial disability from a job-related injury or illness. Your doctor will assign your injury a percentage rating, and your disability check will reflect the percentage you are disabled.
  • Permanent Total Disability – PTD is available when you are permanently disabled from a work-related injury and unable to do any kind of work.

Louisville Workers Compensation Claim Attorney

Why Do I Need a Workers’ Comp Attorney in Louisville, KY?

In 2011 a workplace accident at Carbide industries left two workers dead and two injured following an explosion. In that same year, a woman was killed at KBR Manufacturing when a granite block she was moving fell on her and pinned her down.

The first step in filing for workers’ comp is telling your employer that you have been injured and need to file. Your boss might not like it because your claim could make your employer’s workers’ comp insurance premiums go up. You are protected by law from employer retaliation for filing a workers’ comp claim. However, there are other ways your employer and the insurance company can fight your claim.

You will need proof that you are injured or ill and that your injury or illness happened on the job or because of the work you do. Some injuries fall into gray areas where your claim can go one way or the other. For instance, if your employer asked you to stop and pick up something at Office Supply while you are out on your lunch break, and you are injured while out getting lunch and running the work-related errand.

What Happens If My Workers’ Comp Claim is Denied?

If your claim is denied, you will receive a denial letter stating why your claim was denied and the deadline to file an appeal. The first step will be to attend a meeting with your employer or your employer’s insurance carrier. By this time, you may suspect that nobody wants to give you your money, especially if you’re facing permanent disability. It is recommended that you bring an attorney to this meeting, no matter what your employer or the insurance company tell you to discourage you from hiring a lawyer.

The workers’ comp process grows ever more complicated the further into it you have to go. If you cannot reach an agreement at the Benefits Review meeting, you will need to attend a hearing before an administrative law judge. Whether you have an attorney or not, you will be expected to know the proper procedure and abide by the rules of court.

Call The Louisville Workers’ Comp Law Firm of Isaacs & Isaacs

If you have been injured on the job in Kentucky, you should contact an experienced attorney right away, but we understand that folks want to handle their own problems. No matter what stage of the claim application process you find yourself in, you can call on us to assist you. Filing a workers’ compensation claim correctly is a job in itself. If you can’t work, you might not be up to filing a claim or appealing a denial of your claim either.

You have absolutely nothing to lose by contacting a lawyer who has extensive experience helping Kentuckians who have been injured on the job to receive the just compensation they deserve. The phone call and consultation are free of charge. You won’t owe us anything until and unless we get you your money!

Call Isaacs & Isaacs at 800-800-888 , or fill out our online form to speak with an experienced and dedicated workers’ compensation lawyer.

 


https://youtu.be/wRhhDNtsz1E


One of the worst workplace accidents in recent history happened in 2006 when the Wal-Mart Super Center was being built here in Bloomington. Three electrical workers who were working at the site were severely burned after an electrical arc caused a flash fire that engulfed the small room they were working in. The men were subcontractors with the company Electromation.

AssociationsFeatured On

Electricity was supposed to be turned off while the men were working, but the job was behind schedule and workers’ safety took a backseat to getting the job done rapidly. The men were not wearing the level of protective gear required for working around live electricity. A spokesman for the local chapter of the International Brotherhood of Electrical Workers Union alleged they had not been properly protected nor were they properly trained for the dangerous work they were doing.

If you or somebody you love has been injured on the job or suffered a job-related illness or medical condition, you should be eligible for workers’ compensation. In some cases, you may also need to file a third-party lawsuit in order to receive all the compensation for your injury you will need. This is only one of numerous reasons that you should talk to an experienced attorney before filing a claim for workers’ compensation.

In the above horrific accident, a representative of Electromation tried to blame the accident on one of the injured workers. Unfortunately, this is a common scenario. Many employers and their insurance carriers will try to blame an accident on the victim in order to escape liability.

Indiana Workers’ Comp Laws Are Complicated

Most employers are required to carry workers’ compensation insurance. Your employer pays for the insurance coverage, and if an employee is injured or ill because of or while on the job, the insurance pays for:

  • Medical bills
  • 2/3 of wages (non-taxable)
  • Survivors’ benefits for dependents if worker is killed on the job

You can receive the following types of benefits for your injury or illness:

Temporary Total Disability if you cannot perform any work due to your disability. TTD pays 2/3 of your pay, non-taxable, for a maximum of 500 weeks.

Temporary Partial Disability if you cannot perform the kind of work you were doing due to your injury or illness. TPD pays 2/3 non-taxable of the difference in your pay if your new job pays less than the one you did before you were injured.

Permanent Total Disability if you cannot ever do any kind of work again due to your injury or illness. You can receive 2/3 of your pay for 500 weeks, and if all parties are agreed, you can elect to receive a lump sum, in an amount not less than $75,000.

Permanent Partial Impairment can be paid if your physician determines that you’ve reached maximum medical improvement, and you are still partially disabled.

In exchange for the coverage, workers give up the right to sue the employer when a workplace accident happens, except in strictly limited circumstances. It is your responsibility to seek medical treatment right away and to report your injury or illness to your employer within 30 days after you are injured in a work accident or if you become aware you have a medical condition which was caused by your job.

It is your employer’s responsibility to file a First Report of Injury with the Indiana Workers’ Compensation Board. You can confirm that your employer filed a claim by entering your Social Security number into the Indiana Workers’ Comp Website database.

You have a right to pick your own medical provider for emergency treatment. Your employer has the right to pick your medical provider for long-term care with limited exceptions. Your employer’s insurance carrier will likely determine whether your claim or part of your claim is accepted or disputed.

Reasons Your Claim Can Be Denied

Your employer or its insurer may deny your claim on the following grounds:

  • Your injury was self-inflicted
  • You were intoxicated when the injury occurred
  • You committed a legal offense which caused the injury
  • You knowingly failed to use safety equipment
  • You knowingly broke a safety rule
  • Your injury did not occur on the job/in the course of your employment

Your employer or its insurance carrier can say you aren’t really hurt, that you failed to follow doctor’s instruction or use any number of excuses to dispute your workers’ comp claim. Your employer has the burden of proving any of the affirmative defenses listed above once you appeal your denial.

What Happens If My Workers’ Compensation Is Denied?

If you haven’t yet received any benefits, you can file a request for assistance with the workers’ compensation ombudsman division. If the ombudsman division cannot help you, or if you are not able to reach an agreement with the insurance carrier during the informal mediation, you can file an appeal with the workers’ compensation board. If you have not engaged the services of an experienced attorney, now would be a very good time to do so. Your employer or its insurance carrier will almost certainly have an attorney present at the workers’ compensation hearing.

You may be asking yourself why you would need an attorney to receive insurance benefits you are entitled to by law. It doesn’t seem fair, but insurance companies are notorious for being reluctant to pay claims or for looking for any excuse to reduce the amount of money they have to pay accident victims.

Isaacs & Isaacs Workers’ Comp Attorneys Fight for Workers to Receive Maximum Benefits

At Isaacs & Isaacs, we want to make sure that when an injured worker comes to us for help filing or appealing a claim, they will receive all the compensation they are entitled to by law. Hardworking people are the backbone of our country, and we believe that when a worker is injured on the job, that person should receive the benefits the law has in place to provide a safety net. We realize how unfair it is when an employer and the insurance people want to dispute your claim or pay you less money than you are entitled to receive after you have worked hard for a company. Isaacs & Isaacs workers’ comp attorneys are committed to leveling the playing field.

We understand how to provide substantial proof of your workplace injury and, if your employer or the insurance people want to claim you are able to go back to work when you cannot do so, we know what to do to defend your rights and prove you are still disabled. Our attorneys are familiar with the complicated Indiana workers’ compensation claims process, and we are experienced in representing clients before the workers’ comp board.

In some situations, you may need to file a third-party lawsuit as well as a claim for workers’ comp. We will investigate the facts of your accident to see if a third party such as an equipment manufacturer is also liable for your injury. We know how to make sure you receive all the compensation you are entitled to from all liable parties.

How Will I Find the Money to Hire an Attorney When I Cannot Work?

Isaacs & Isaacs workers’ compensation attorneys will represent you on a contingency fee basis. You don’t have to pay us anything unless we win your claim! With so much at stake, you should enlist the help of an experienced Isaacs & Isaacs workers’ compensation lawyer without delay. The sooner you call us the faster we can begin to investigate the circumstances of your accident to prove liability. You can contact us 24/7 at 800-800-8888 or fill out our form to speak to an experienced and dedicated Isaacs & Isaacs workers’ comp lawyer. We are on your side.



Last May, an injured dog walked into the emergency room at Community Hospital Anderson at around 5:00 a.m. Although the emergency staff are not veterinarians and were not trained to examine the dog, they rendered assistance as best they could, making him comfortable, getting him to the vet as soon as possible and making every effort to locate his owner. Because of this, the dog, who had been hit by a car, is back home after receiving medical treatment, and he is healing.

Isaacs & Isaacs personal injury attorneys wish fervently that every story we hear where another being is injured could turn out as well as Capone the dog’s story did. If you come to us for help after suffering an on-the-job injury or illness, we will do everything in our power to make sure that you get the workers’ compensation insurance benefits you need to recover and go forward in your life.

Anderson, Indiana Personal Injury Lawyers

Why Do I Need An Attorney to Get My Workers’ Compensation Benefits?

Indiana workers’ compensation law is complicated. You should retain substantial medical evidence to support your claim. You must notify your employer of your injury or illness within 30 days, but it is best to notify your employer immediately. If you are out of work for more than one day, your employer must file a claim with its insurance carrier. After this, the insurance carrier will have to file the claim with the Indiana Workers’ Compensation Board. You will be notified within 29 days if your claim was approved or denied.

Even if your claim is approved, you may be eligible for benefits that the insurance company and your employer’s doctor may not tell you about. A knowledgeable attorney would be able to help you get the maximum benefits you are entitled to. In some situations where a third party is strictly liable for your injury, your attorney would know whether to file a lawsuit in addition to filing a claim for workers’ compensation.

Why Would My Workers’ Compensation Claim Be Denied?

Your employer could dispute your claim for several reasons, but the real reason might be to keep insurance premiums down. Even if your employer does not dispute that you were injured while doing job-related duties or that you have a job-related illness, the insurance company may dispute your claim. Insurance companies are expert in reducing and denying valid injury claims. They could give any number of reasons why your claim is invalid. Insurance companies are not known for being eager to pay fair claim settlements, no matter how much they collect in premiums.

Once you receive a letter stating that your claim is denied, you will have a time limit to file an appeal with the board. If you have not sought the help of an attorney who is experienced in the workers’ compensation claims process in Indiana, now would be a very good time to do so.

The first step in the appeal process will be a hearing before a workers’ comp judge or a non-binding mediation with an Ombudsman and the insurance carrier. If you cannot reach an agreement during the mediation, you can then file an appeal for a hearing before the judge. Because the insurance company employs insurance defense attorneys, you should also have an attorney to level the playing field. During the hearing before the administrative judge, you have a right to question witnesses and present evidence, and you will be expected to know and abide by the rules of the court, whether you have an attorney or not. If your claim is denied at this level, you have a right to file a form to have your appeal reviewed by the full Workers’ Compensation Board. The board will review evidence you submitted, but you will likely not be allowed to submit new evidence.

The sad truth is that, no matter how badly you are injured or how sick you are, winning your claim will be a job in itself, and it’s a job that requires experience and skill. The very best decision you could make is to contact a skilled and experienced workers’ comp attorney as soon as you are injured, or learn about your job-related illness. If you enlist legal help from the very beginning, your attorney would help you throughout the entire process. Also, your employer and the insurance company are less likely to work against you if they realize you have an attorney in your corner to defend your rights.

How Can I Afford to Hire an Attorney When I Cannot Work?

At Isaacs & Isaacs personal injury law firm, we respect hard-working people, and we want to do everything we can to make sure that injured workers get all the help they need. Your Isaacs & Isaacs Indiana workers’ compensation attorney will represent you on a contingency fee basis. If we don’t get you your money, we don’t get paid!

We are available around-the-clock for legal emergencies. Don’t delay getting the help you need. You can call our hotline at 800-800-8888, or fill out our online form for a free consultation and case evaluation with an experienced and aggressive Isaacs & Isaacs workers’ compensation attorney. We are on your side.

If you or somebody close to you has suffered a workplace accident or injury, you’ll probably need legal help in order to win your workers’ compensation claim. Isaacs & Isaacs attorneys have been helping injured workers to get the money they need. We understand how difficult it can be to file a workers’ comp claim and how challenging it is to provide all the substantial proof you need to win. Ironically, the fact that you are disabled or injured and unable to work could keep you from winning your claim because successfully filing a claim is difficult in itself, and it’s a job that requires experience and skill.

An Isaacs & Isaacs workers’ compensation attorney can help you to win all the funds you are entitled to for your work-related injury or illness. Moreover, we can do the hard work involved so that you are free to recover and rebuild your life.

We will represent you on a contingency fee basis. What this means is that if we don’t win your claim, we won’t get paid! Contact us anytime at 800-800-8888, or fill out our form online for a no-obligation consultation with an experienced Isaacs & Isaacs workers’ comp lawyer.

Workplace Injuries in Beech Grove, Indiana

Last summer in Beech Grove, an Amtrak maintenance employee died after suffering burns to over 85 percent of his body. According to one report, he was performing a welding job on a locomotive fuel tank at Amtrak Beech Grove Shops when the tank exploded and caused him serious burns which ultimately proved to be fatal.

This kind of tragedy can happen to anybody at any time. Though most workplace injuries are not fatal, many accidents that occur on the job leave workers either totally or partially disabled and without a way to earn an income. A disability from a work-related injury or illness can be temporary or permanent. In either case, you will need to have a way to make ends meet while you’re out of work.

What Kinds of Workers’ Comp Benefits Can I Get?

Temporary Total Disability: TTD is available when you’re injured or ill and cannot perform your regular job for a limited time.

Permanent Total Disability: PTD is available once you’ve reached maximum medical improvement (determined by your physician) and cannot perform any kind of work.

Temporary Partial Disability: TPD is available when you cannot do the job you did before, for a temporary time. You can be reassigned to another job and receive benefits to help make up the difference in pay.

Death Benefits: If you die as a result of your injuries, your family may be entitled to funeral and burial expenses. Your dependants may be entitled to benefits.

Indiana Workers’ Compensation Laws Are Complicated

In Indiana, unless it’s emergency treatment, your employer and its insurance carrier have a right to control which treating physician you can use. If they want to dispute your claim, they will likely have insurance defense attorneys who know workers’ compensation laws in Indiana.

When you talk to the insurance people, they may encourage you to make statements that are not in your best interest. They probably won’t tell you if they are disputing your claim. You will be left to find this out on your own. Why would they give you information that could allow you to fight back?

With some workplace injuries, you may not be able to return to work, ever again. The worse your injury is, the more likely you will be to encounter opposition when you file a claim for workers’ compensation. Employers and insurance companies are not known for generosity when it comes to passing out money. A serious injury could cost them well over a million dollars.

How Could My Employer Dispute My Claim?

There are several things you need to do to successfully file a workers’ compensation claim. If you miss just one of these details, your claim could easily be denied. In addition to providing medical proof of your disability, you may have to provide substantial proof that your injury or illness is work-related. Some ways your employer or its insurance carrier could dispute your claim include the following:

  • You were not injured while working
  • You had a pre-existing condition
  • You caused your own injury and violated a work safety code
  • You were impaired by a substance when your injury occurred
  • The accident never happened
  • You are not disabled
  • Your claim is fraudulent

There are numerous ways that your employer and /or the insurance people can dispute your claim. Once they do so, you may have to file an appeal with the Indiana Workers’ Compensation Board.

The appeal process is difficult and could become harder the further up the ladder you go to appeal your claim. You may be able to receive help from the workers’ compensation ombudsman before filing a formal appeal. This would be nonbinding mediation where the ombudsman tries to help you reach an agreement with the insurance company.

If you cannot reach an agreement, or if the ombudsman division can’t help you, a hearing would be the next step. During the workers’ comp hearing, an administrative judge will preside. Both you and your employer can present evidence and call witnesses. Your employer will almost surely have an attorney present. If you do not have an attorney by this stage, it would be a very good idea to enlist the help of an experienced workers’ comp attorney now.

Isaacs & Isaacs Will Help You Win Your Claim!

At Isaacs & Isaacs personal injury law firm, we want to stand behind hard-working people who need help once they’ve been injured or become ill from doing their job. We realize how unfair it may seem that you have to hire legal help to receive the benefits you’re supposed to be entitled to by law. We didn’t make the rules, but we do employ some of the best workers’ comp attorneys in the region.

Our attorneys know the law and know how to get you all the benefits you are entitled to receive. We understand that the insurance company may not want to inform you about the maximum amount of benefits you may be entitled to. We understand something of how insurance companies work to pay out the least amount of money for claims possible. We employ attorneys who used to work in insurance defense.

Call Isaacs & Isaacs Before It’s Too Late

There are strict time limits for filing a claim, and the best thing you could do is to contact an experienced Isaacs & Isaacs workers’ comp lawyer before you file your claim. However, if you already filed and received a denial, we will be happy to assist you with the appeals process. Give us a call at 800-800-8888, or fill out our online form to talk with an attorney who has experience in winning workers’ compensation claims. We’re here for you right now, and we are on your side.

A local teen was killed in a workplace accident recently when the machine he was cleaning scrap metal out of turned on and came down on him. According to Occupational Safety and Health Administration standards, dangerous machinery is supposed to be turned off during service and maintenance. When employers do not adhere to OSHA standards, tragedies are bound to happen. In another recent fatality, a 60-year-old man died when he fell into a hydraulic press. The accident is currently under investigation. Though for most workplace injuries the injured party does not die, an on-the-job injury can leave you permanently disabled and without the means to support your family.

Hi, my name is Darryl Isaacs. I founded Isaacs & Isaacs personal injury law firm with my father, Sheldon Isaacs. Our goal was to help injured people receive the compensation they need from insurance companies and other liable parties.

I know from personal experience that being injured in an accident is one of the scariest experiences a person can have. I have often wondered how people feel who cannot ever go back to their former occupation after an on-the-job injury. It is so important to receive the compensation you are entitled to under workers’ compensation laws.

Columbus, Indiana Personal Injury Lawyers

Why Would I Need a Lawyer’s Help to File My Claim?

Workers’ Compensation Insurance is supposed to provide a safety net to help workers to have an income if they have been injured on the job, or suffer a work-related illness or medical condition. Even though employers want you to devote your energy to making their company a success, they don’t always want to reward your loyalty and hard work in kind. When you suffer an on-the-job injury, sometimes an employer wants to dispute your claim. This is in order to keep insurance premiums down.

Insurance companies are known to do everything in their power to reduce or deny claims. Indiana workers’ compensation laws are complicated. Winning a workers’ compensation claim is a lot like winning a case in court. You have to provide substantial proof that you were injured and that your injury is job-related. With the insurance company and your employer working against you, and they will have legal representation, your smartest option is to consult an experienced attorney as soon as you are injured. Then if your employer or the insurance people want to ask you questions in order to get you to say something they can use against you, you can direct them to speak to your lawyer.

See a Doctor Right Away, and Follow Your Doctor’s Instructions

With most legal situations, if you cannot prove it, it’s not true. In order to be successful in the workers’ compensation claims process, you must create a paper trail. You have to see a doctor as soon as you are injured or hurt, and you have to follow that doctor’s instructions. If you had a workplace accident, get witnesses’ statements. If your injury was caused by a faulty machine or safety equipment, you really, really need to talk to an attorney who knows how to document the evidence. This is because you may be able to file a third-party lawsuit against the manufacturer of the faulty equipment or machine, in addition to filing a workers’ comp claim.

Common Reasons Why Claims Are Denied

  • You did not go to the doctor as soon as the injury occurred
  • You did not follow the doctor’s instructions
  • Incomplete medical records and documentation
  • You did not tell your employer you were injured right away
  • Your employer disputes that your injury is job-related
  • You missed a deadline for filing
  • Incorrect filing of form(s)
  • You did not hire an attorney to help you

You do have the right to represent yourself, but it’s not a good idea. Indiana workers’ compensation laws are complicated, and your employer and/or the insurance company may dispute your claim. They will have attorneys to help, and you need a lawyer to level the playing field.

What If My Claim Was Denied?

If your claim has been denied, you probably figured out that nobody wants to give you your money. You will have to fight to receive fair compensation, and the process is even more difficult at the appeal level.

First, you must file an appeal with the Indiana Workers’ Compensation Board. There’s a deadline to do this, and you cannot miss the deadline, or you will be barred from appealing your claim denial. Yes, this is a lot of work. After you file the appeal, you can contact the workers’ comp board ombudsman to arrange an informal mediation with the insurance company. The mediation is not binding. Your next step is a hearing before the workers’ comp board judge.

At the hearing, you will be expected to abide by the rules of court, whether or not you have an attorney. Your employer will probably have legal representation present. Both you and your employer will have the right to present evidence and question witnesses. After the hearing, the judge will notify both you and your employer of the final decision by mail.

It Won’t Cost You Any Money to Enlist Our Help!

Workers’ Compensation Insurance is not easy to get. We realize how unfair it seems that the rules are complicated so that you have to hire a lawyer for help or your claim is likely to be denied. Isaacs & Isaacs workers’ comp lawyers did not make the rules. But we know them inside and out. Our skilled attorneys have decades of experience helping folks get their just compensation after they’ve been injured on the job. We can evaluate your case, review your medical documentation and assess what is the maximum compensation you are entitled to. We know how to gather and document all evidence to build a strong case. We know when it’s appropriate to file a lawsuit against a third party for faulty equipment and other situations.

We will be with you every step of the way. Winning an Indiana workers’ compensation claim is a job in itself. Moreover, it is a job that takes skill and experience. Without having legal help, you may not be up to successfully completing the job. After all, you can’t work, or you wouldn’t need the compensation. And because you can’t work and don’t have the financial help you are entitled to yet, you are probably broke. But that doesn’t matter to us.

At Isaacs & Isaacs we respect working people and will not leave you in a Catch-22 situation where you cannot get your money without an attorney, but you are hurt and cannot work, therefore too broke to hire one. We will represent you on a contingency fee basis, which means you don’t owe us any money until and unless we win your claim.

Isaacs & Isaacs Workers’ Compensation Attorneys Are Here for You Now

We understand you may have a deadline for filing bearing down on you. Our attorneys are on call around-the-clock to be there to help you in a legal emergency. Don’t hesitate, give us a call at 800-800-888, or fill out our online form right now for a free consultation and claim evaluation with one of our experienced and helpful Isaacs & Isaacs workers’ compensation lawyers.

If you’ve been injured or are sick because of your job, Isaacs & Isaacs attorneys can help you win your workers’ compensation claim. We know the rules. We have the experience to prove your claim is valid. And we know about all the benefits you may be entitled to. Let us worry about getting you your maximum benefits while you focus on getting better. We’re here for you 24/7 at 800-800-8888, or you can fill out our form for a no-obligation consultation with an experienced Isaacs & Isaacs workers’ compensation attorney.

Whether you work on a road crew, working as a checker at the local Marsh grocery store or even at the Brownsburg Public Library, a workplace accident can happen to anybody. When you’ve been hurt on the job, workers’ compensation insurance provides a safety net to pay your medical bills and help make ends meet while you’re recovering from your injury or illness. It also provides support to dependents of a deceased worker in many cases. However, winning a claim for workers’ compensation can be complicated, and without the help of an experienced attorney, your claim could be denied.

What Is Workers’ Compensation Insurance, and Who Is Qualified for Payments?

Indiana law mandates that most employers carry insurance coverage for work-related injuries. If you are injured while doing your job or suffer a job-related condition, such as carpal tunnel, you may qualify for workers’ comp if you are out of work for more than seven days. The insurance pays your medical bills and tax-free payments, which equal about two-thirds of your pay until you can go back to work. In exchange for the insurance coverage, you give up the right to sue your employer for most workplace injuries.

Most employees are covered by Indiana workers’ compensation, including employees who are working out of the state if they have an Indiana employer. Employees are covered from their first day on the job and every day they work. Some kinds of workers who are covered in Indiana include:

  • Executive officers of corporations
  • Indiana workers working out of the state or abroad
  • Members of the General Assembly
  • Boxers, wrestlers, and other ring exhibition employees
  • Minors
  • Students working under Federal School to Work Act
  • Volunteer firefighters and EMTs
  • Part-time workers

Indiana Workers who are not covered by Workers’ Compensation include:

  • Executive officers of corporations
  • Indiana workers working out of the state or abroad
  • Members of the General Assembly
  • Boxers, wrestlers, and other ring exhibition employees
  • Minors
  • Students working under Federal School to Work Act
  • Volunteer firefighters and EMTs
  • Part-time workers

The above lists are not all-inclusive. If you are not sure whether you are covered or not covered, you could contact the Indiana Workers’ Compensation Board or you could talk to an attorney with experience in workers’ compensation claims.

What Benefits Are Available?

Temporary Total Disability is paid for the period you cannot work due to your injury, for a maximum of 500 weeks. The TTD payments are two-thirds of your pre-injury average weekly wage, nontaxable.

Temporary Partial Disability is paid if you cannot work the hours you worked prior to the injury or if the injury only allows you to do work that pays less. TPD payments are two-thirds of the difference between your wages prior to the injury and your reduced post-injury wages. You can receive TPD for a maximum of 300 weeks.

Permanent Total Disability is paid if your injury is so severe that you can never work again. Because PTD is complicated and it’s important to receive all the benefits you’re legally entitled to, it would be wise to enlist the help of an experienced workers’ comp lawyer if you are hurt so badly you may never be able to return to work. You can receive two-thirds of your average weekly wage for 500 weeks, and if you and the insurance company agree, your benefits may be paid in a lump sum of not less than $75,000.

Death Benefits are available to dependents of a worker who dies from a work-related injury or illness. Funeral expenses are also paid, up to $7,500. There are various rules regarding death benefits to dependents. In order to ensure that your family receives maximum compensation, it is a very good idea to consult an attorney with experience in Indiana workers’ compensation law.

What Do I Do to Receive Workers’ Compensation Benefits?

If you’ve been injured from an accident while doing your job or find out that you have a job-related sickness or injury, you must seek medical attention and notify your employer within 30 days. It is a very good idea to report your injury or illness as soon as it happens or you are aware of symptoms. If your employer or company insurer disputes your claim, waiting until the deadline to report your injury may be seen as a sign that your injury isn’t so serious.

It is your employer’s responsibility to report your claim to the Indiana Workers’ Compensation Board and also to its insurer. The insurer also has a time limit to file your claim. If you want to check to see whether a claim has been filed for you, you can access this info by entering your Social Security number into the Workers’ Compensation Board website, under the menu selection Confirm First Report Filing.

Does Workers’ Comp Cover Medical Bills If I Go to the Doctor?

Yes, you will be reimbursed for medical treatment and for any work you miss because of going to the doctor. However, your employer or its insurer has the right to pick your treating doctor after emergency treatment for an injury. You have rights, such as the right to pick your own doctor if your employer fails to provide one, and not to pay until the board decides whether you or your employer is responsible for the bill. If you go to your own doctor for a second opinion or because your employer doesn’t provide your treating physician, you risk being liable for the bill if the workers’ comp board rules against you.

Why Would I Need an Attorney to Receive Benefits I Am Legally Entitled To?

Your employer or its insurer could dispute your claim. Insurance companies are not known for being eager to pay out claims. Also, your employer may want to keep insurance premiums down. There are many defenses either your employer or its insurance carrier could use, including:

  • You injured yourself on purpose
  • You were intoxicated at the time of injury
  • You failed to follow company safety policies
  • You broke the law
  • Your injury did not occur in the course of employment

If your employer or the insurer disputes your claim, you have a right to request workers’ comp mediation through the ombudsman division. The mediation would be an informal meeting with your employer/insurance carrier and a mediator where you attempt to reach an agreement. The mediator could render an opinion but it is non-binding. Failing an agreement between you and your employer/insurer, or if your claim does not qualify for mediation, you have a right to a hearing before a workers’ compensation judge.

The Indiana Workers’ Compensation Board recommends having an attorney prior to the hearing before the board judge. Like a regular court case, you have a right to represent yourself at the hearing, but this is a bad idea. Winning a disputed claim could be every bit as complicated as winning a case in court. You will be expected to abide by the rules of evidence, and present substantial proof to back your claim. You will also have to abide by hearing rules and procedures, whether you have an attorney or not. The judge must render an impartial decision at the hearing, and you will have the burden of proving that your claim is valid.

How Am I Supposed to Hire a Workers’ Compensation Attorney When I Can’t Even Work?

Isaacs & Isaacs workers’ compensation attorneys have helped hundreds of injured workers to receive the benefits they desperately need. We will represent you on a contingency fee basis: you don’t owe us anything until and unless we win your claim. The board recommends hiring an attorney with experience in representing injured workers with workers’ comp claims. There’s a statutory limit on how much an attorney can charge you.

It is a very good idea to call Isaacs & Isaacs for a no-obligation consultation with one of our experienced workers’ compensation lawyers as soon as your accident happens, or you know you have a job-related illness. We have the experience and the knowledge in Indiana workers’ compensation law to help you to obtain the maximum benefits you may be entitled to for your injury or illness.

In some cases, when your injury was due to negligence or strict liability on the part of another entity, such as a safety equipment manufacturer or a cleaning company, a third party may also be liable for your injury. Isaacs & Isaacs experienced attorneys would know when it’s appropriate to file a third party lawsuit as well as a workers’ comp claim.

If your employer or its insurer knows you have hired an experienced lawyer, they may be less likely to spend the time and money to dispute your claim. We will work hard to get you your benefits as soon as possible. We know that your financial obligations do not halt because you’re too sick to work.

Call Isaacs & Isaacs for a Free Consultation 24/7

At Isaacs & Isaacs, we understand how crucial time is in legal matters, and we are on call around-the-clock to respond in legal emergencies. If you are not sure whether you have a valid claim or if you need help with your claim, give us a call at 800-800-8888, or fill out our form to speak with an experienced Isaacs & Isaacs workers’ compensation attorney.

 

Associations

For immediate help with a Workers’ Compensation claim, contact Isaacs & Isaacs Personal Injury Lawyers 24/7 by calling 800-800-8888 to begin a free case review.

Be sure to learn about possible case values with our personal injury calculator.

What is Workers’ Comp?

Workers’ Compensation is state-regulated insurance to reimburse employees who are injured on the job. Workers’ comp laws vary from state to state, but state laws generally have these things in common:

  • Workers’ Compensation covers most but not all workers.
  • Workers’ Compensation is insurance paid for by the employer.
  • You have a deadline to report an injury or illness to your employer.
  • Your employer must submit a report to the insurance company.
  • You have a deadline to file a claim.
  • Workers’ Compensation bars you from suing your employer for most actions.

Is Workers’ Comp Insurance Coverage Dependent On Accident Facts?

Workers’ Compensation Insurance coverage is a form of strict liability.

Whether the employer or worker is responsible or partly responsible for the accidental job-related injury or illness, the employer’s insurance policy must bear the cost of:

  • Some states allow funeral expenses, as well as death benefits.Medical treatment
  • Lost wages
  • Death benefits to a surviving spouse

Workers’ Comp Attorneys in Kentucky, Indiana & Ohio

Can a Workers’ Compensation Law Firm Can Sue Your Employer?

In most cases, you cannot sue your employer. However, you may be able to sue if there was an unsafe condition on the job that was in violation of Occupational Safety and Health Administration rules. OSHA governs workplace safety, and federal safety regulations are in a different jurisdiction than workers’ compensation law.

If a third party is responsible for your injury, you can collect workers’ compensation from your employer and also sue the third party. For instance, what if cleaning your office building is contracted out to another company? If you slip on wax buildup on the floor, you can, in most cases, sue the cleaning company. If your injury is due to malfunctioning equipment, you can file for workers’ comp and sue the manufacturer.

Does Workers’ Compensation Differ in Each State?

Each state has different laws governing workers’ compensation, but most states have similar laws. Kentucky workers’ compensation law allows workers who are permanently disabled to receive permanent disability. Some laws that may differ from state to state include time limits for how long you may receive benefits and whether you can elect to receive benefits in a lump sum.

In order to fully understand your state laws regarding workers’ compensation, you should consult with an attorney with experience in workers’ comp claims. The rules are complicated, and there are strict deadlines for filing a claim and for appealing if you are denied.

How Do I Know If My Employer Has Workers’ Compensation Insurance?

Employers are required by law to carry workers’ compensation insurance. The laws vary from state to state, but in most states, employers do not have to carry workers’ compensation for the following types of employees.

  • Domestic workers
  • Agricultural workers
  • Contract workers
  • Temporary workers
  • Undocumented workers
  • Businesses with three or fewer employees

Employers have been known to lie to workers about coverage. If you would like help filing your workers’ compensation claim, Isaacs & Isaacs’ experienced workers’ compensation lawyers are here to help you. We are on call around the clock to assist you with filing your claim or appeal. Call 800-800-888 without delay. There are strict deadlines to file and appeal a workers’ comp claim.